Voluntary Benefits
The City of Sacramento offers employees and their eligible dependents the following voluntary benefit plans:
Flexible spending accounts
Enrollment in Flexible Spending Accounts for Medical and Dependent Care must be renewed annually. Eligibility for the FSA plan will terminate immediately upon separation from the City. Please refer to the Plan Summary Document for eligible expenditure reimbursements upon separation.
The City's FSA and DCAP provider is P&A Group .
P&A FSA - How to Submit Claims and your Benefits Card
How to access your P&A account online
Limited Purpose FSA Information - if you have an HSA (enrolled in High Deductible Health Plan)
Visit the FSA store to easily make qualifying FSA purchases!
Life and disability insurance
The Standard Insurance additional coverage options:
Life insurance
- Life Insurance - The City offers life insurance through The Standard. Coverage amounts and rates are determined by labor agreements , employee's salary, and age at time of enrollment. See the Basic Life Insurance Summary and the Life Insurance Group Policy Certificate .
- Supplemental Life and Accidental Death and Dismemberment (AD&D) - Employees can purchase additional supplemental life and AD&D. See the Supplemental Life Insurance Summary for further details.
- Supplemental Choice Life and AD&D - Employees can purchase additional supplemental life insurance up to three times their annual salary.
- Additional Supplemental Life and AD&D - Employees can purchase an additional $10,000 AD&D insurance.
- Dependent Life Insurance - Employees can purchase $2,000 or $5,000 life insurance for a spouse and/or child(ren).
- The Standard Life Insurance Beneficiary Designation FAQ
Short term disability
Short Term Disability - Voluntary short term disability coverage for career employees.
Long term disability
Long Term Disability - City paid long term disability insurance for Mayor, Councilmembers, Charter Officers, and management employees. Group Policy Certificate
The Standard Insurance Company Privacy Notice
For more information, please visit The Standard Insurance Company's website .
Deferred compensation
See the Deferred Compensation page for further information on 457(b), 401(a), and Retiree Health Reimbursement Arrangement information.
Group legal services
Group legal services are available through Legal Shield . Consult with a lawyer without the high expense, prepare your will, have documents reviewed, and have representation for law suits. Services also include, but are not limited to, uncontested divorce, adoption, and name change.
When can I enroll in LegalShield? You can enroll in LegalShield at any time at https://www.shieldbenefits.com/cityofsacramento/enrollment .
When can I cancel my LegalShield coverage? You can cancel coverage at any time. To cancel coverage, email your cancellation request to Cheryl Cobbin at cheryl@cherylcobbin.com .
Contact Cheryl Cobbin for questions by phone at (916) 837-1725 or via email at cheryl@cherylcobbin.com .
Identity theft protection
Identity theft protection services are available through IDShield . While credit monitoring is important, so is protecting your identity, social security number, driver's license and passport.
Contact Cheryl Cobbin for questions by phone at (916) 837-1725 or via email at cheryl@cherylcobbin.com .
AflacGroup accident, hospital indemnity, and critical illness coverage
When can I enroll in Aflac? You can enroll within the first 30 calendar days of hire or during the City’s annual Open Enrollment period. To enroll, schedule an appointment with Aflac.
When can I cancel my Aflac coverage? You can cancel coverage at any time. Complete and sign the Cancellation Form and email the form to Benefit Services .
Safe Credit Union
SAFE Credit Union Financial Fitness Academy